Business Loans and Grants
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- Federal Loans and Grants
- State Loans and Grants
- Local Loans and Grants
- Private Sector Loans and Grants
- California Small Business COVID-19 Relief Grant Program:
- The California Small Business COVID-19 Relief Grant Program provides grant relief to small businesses and nonprofits. Additional rounds of funding have been announced for new and waitlist applicants through Sept. 30. Grants range from $5,000 to $25,000. Businesses and nonprofits must be operating since at least June 1, 2019, to qualify. Find more information on the program website.
- Economic Injury Disaster Loans (EIDL):
- Update: SBA recently announced the Supplemental Targeted Advance for eligible small businesses. This advance provides a supplemental payment of $5,000 to EIDL applicants that does not have to be repaid. If you have previously received the original EIDL Advance in the full amount of $10,000, you may be eligible for the Supplemental Targeted Advance if you meet eligibility criteria. The combined amount of the Supplemental Targeted Advance ($5,000) with any previously received EIDL Advance or Targeted EIDL Advance ($10,000) will not exceed $15,000. Businesses must complete the Targeted EIDL Advance application to be considered for the Supplemental Targeted Advance. SBA is currently reaching out to those who may qualify. Find the latest updates here.
- SBA's Economic Injury Disaster Loan program provides small businesses with working capital loans up to $500,000 that can provide vital economic support to small businesses to help overcome the temporary loss of revenue. Applications are now open and close on December 31, 2021. For more information, visit SBA's website here.
- Shuttered Venue Operators Grant:
- Update: Applications for the Shuttered Venue Operators Grant are now open. Applicants needing technical or other assistance can call 1-800-659-2955 or, for the deaf and hard-of-hearing, 1-800-877-8339. Visit SBA’s website for more information.
- SBA's Shuttered Venue Operators Grant provides emergency assistance to live venue operators or promoters, theatrical producers, live performing arts organization operators, museum operators, zoos, aquariums and others that meet specific criteria. Applicants must have been in operation as of February 29, 2020. The grant amount for an eligible entity that was in operation on January 1, 2019, will be equal to 45% of their 2019 gross earned revenue or $10 million, whichever is less. Eligible entities that were in operation after January 1, 2019 will be eligible for the average monthly gross revenue for each full month of operation during 2019 multiplied by six or $10 million, whichever is less. For venues or promoters who received a Paycheck Protection Program (PPP) loan on or after December 27, 2020, the grant award will be reduced by the PPP loan amount received.
- California Rebuilding Fund:
- The California Rebuilding Fund is a loan program supporting California’s small businesses and promoting equity and resiliency in business recovery. Businesses with 50 or fewer full-time equivalent employees and gross revenues of $2.5 million or less in 2019 are eligible to apply. Loans are flexible and designed to help businesses access the capital and advisory services needed to get through these challenging economic times. Businesses can fill out a pre-application here and be matched with a participating community lender. This program is meant to be a resource in the market for the next year as businesses pivot and recover. This fund will help impacted small businesses rebuild from the economic crisis and keep local economies strong. Find more information on this program here.
- California Grants Portal:
- The California State Library launched the California Grants Portal website with state-administered grant and loan opportunities offered on a competitive or first-come basis. Individuals, businesses and nonprofits can browse and tailor their grant and loan searches by applicant type, category and timeframe. The website hosts numerous grants and loans in various categories including health and human services, education and more. Explore potential funding opportunities at the California Grants Portal website.
- Express Bridge Loan:
- SBA loan for small businesses that currently have a business relationship with a SBA Express Lender to access up to $25,000 quickly. These loans can provide vital economic support to small businesses and assist with temporary loss of revenue, and can be used as term loans or to bridge the fap while applying for a direct SBA Economic Injury Disaster Loan. Find more information here.
- Capital Loans:
- SBA works with lenders to provide loans to small businesses. Loans guaranteed by the SBA range from small to large and can be used for most business purposes, including long-term fixed assets and operating capital. Disaster Relief Loan Guarantee Program California's Infrastructure and Economic Development Bank (IBank) is issuing loan guarantees of up to 95 percent of the loan through its partner Financial Development Corporations. This program will help lenders and small businesses by providing loan guarantees of up to $1 million for small business owners in declared disaster areas. California Capital Access Program Office of the California State Treasurer is offering a small business loan program with special disaster assistance. Read more on this program here.
- Disaster Relief Loan Guarantee Program:
- California's Infrastructure and Economic Development Bank (IBank) is issuing loan guarantees of up to 95 percent of the loan through its partner Financial Development Corporations. This program will help lenders and small businesses by providing loan guarantees of up to $1 million for small business owners in declared disaster areas. Find more information on this program here.
- California Capital Access Program:
- The Office of the California State Treasurer is offering a small business loan program with special disaster assistance. Read more on this program here.
- C-19 Recovery Loan:
- CDC Small Business Finance is offering recovery loans up to $250,000 for for-profit California businesses whose operations, revenue, and staffing have been disrupted due to coronavirus, need funding for working capital or inventory, or are fully or partially operational who are in compliance with state and local coronavirus regulatory requirements. These loans are offered at a variable interest rate and 10-year loan term. Find more information here.
- Restaurant Revitalization Fund:
- Update: This program is now closed.
- SBA program providing emergency assistance for eligible restaurants, bars, and other qualifying businesses impacted by coronavirus. Applications for this program are now open and close on Monday, May 24 at 8 p.m. Businesses can access the application online here or through select point-of-sale (POS) service providers or by phone at (844) 279-8898. This program will provide restaurants with funding equal to their revenue loss related to coronavirus, up to $10 million per business and no more than $5 million per physical location. Recipients are not required to repay the awarded funding as long as funds are used for eligible uses no later than March 11, 2023. Find a list of eligible expenses here. Businesses that have previously received assistance from federal, state, or local grants and loans, including EIDL and PPP, qualify to apply for this program. Businesses launched during or that are not operating yet due to the coronavirus crisis but have been incurring expenses prior to March 11, 2021 qualify to apply. Find a sample application here. Visit SBA's website for more information.
- Economic Injury Disaster Loans (EIDL):
- Update: SBA recently announced the Supplemental Targeted Advance for eligible small businesses. This advance provides a supplemental payment of $5,000 to EIDL applicants that does not have to be repaid. If you have previously received the original EIDL Advance in the full amount of $10,000, you may be eligible for the Supplemental Targeted Advance if you meet eligibility criteria. The combined amount of the Supplemental Targeted Advance ($5,000) with any previously received EIDL Advance or Targeted EIDL Advance ($10,000) will not exceed $15,000. Businesses must complete the Targeted EIDL Advance application to be considered for the Supplemental Targeted Advance. SBA is currently reaching out to those who may qualify. Find the latest updates here.
- SBA's Economic Injury Disaster Loan program provides small businesses with working capital loans up to $500,000 that can provide vital economic support to small businesses to help overcome the temporary loss of revenue. Applications are now open and close on December 31, 2021. For more information, visit SBA's website here.
- Shuttered Venue Operators Grant:
- Update: Applications for the Shuttered Venue Operators Grant are now open. Interested applicants are encouraged to register in advance here to apply for this program. Applicants needing technical or other assistance can call 1-800-659-2955 or, for the deaf and hard-of-hearing, 1-800-877-8339. Visit SBA’s website for more information.
- SBA's Shuttered Venue Operators Grant provides emergency assistance to live venue operators or promoters, theatrical producers, live performing arts organization operators, museum operators, zoos, aquariums and others that meet specific criteria. Applicants must have been in operation as of February 29, 2020. The grant amount for an eligible entity that was in operation on January 1, 2019, will be equal to 45% of their 2019 gross earned revenue or $10 million, whichever is less. Eligible entities that were in operation after January 1, 2019 will be eligible for the average monthly gross revenue for each full month of operation during 2019 multiplied by six or $10 million, whichever is less. For venues or promoters who received a Paycheck Protection Program (PPP) loan on or after December 27, 2020, the grant award will be reduced by the PPP loan amount received.
- Paycheck Protection Program (PPP):
- Update: This program is now closed.
- SBA loan program designed to help businesses keep their workforce employed during the coronavirus crisis. First and second draw applications are now open and close on May 31, 2021, for new and current borrowers. Applicants must be in operation from February 15, 2020. First draw borrowers with 500 or less employees are eligible for this program. Second draw borrowers must show 25% reduction in gross receipts and have 300 or less employees to qualify for this program. Borrowers may be eligible for loan forgiveness. Find a lender here and more information on this program here.
- Update: This program is now closed.
- Express Bridge Loan:
- SBA loan for small businesses that currently have a business relationship with a SBA Express Lender to access up to $25,000 quickly. These loans can provide vital economic support to small businesses and assist with temporary loss of revenue, and can be used as term loans or to bridge the fap while applying for a direct SBA Economic Injury Disaster Loan. Read more here.
- Capital Loans:
- SBA works with lenders to provide loans to small businesses. Loans guaranteed by the SBA range from small to large and can be used for most business purposes, including long-term fixed assets and operating capital. Find more information here.
- California Small Business COVID-19 Relief Grant Program:
- The California Small Business COVID-19 Relief Grant Program provides grant relief to small businesses and nonprofits. Additional rounds of funding have been announced for new and waitlist applicants through Sept. 30. Grants range from $5,000 to $25,000. Businesses and nonprofits must be operating since at least June 1, 2019, to qualify. Find more information on the program website.
- California Rebuilding Fund:
- The California Rebuilding Fund is a loan program supporting California’s small businesses and promoting equity and resiliency in business recovery. Businesses with 50 or fewer full-time equivalent employees and gross revenues of $2.5 million or less in 2019 are eligible to apply. Loans are flexible and designed to help businesses access the capital and advisory services needed to get through these challenging economic times. Businesses can fill out a pre-application here and be matched with a participating community lender. This program is meant to be a resource in the market for the next year as businesses pivot and recover. This fund will help impacted small businesses rebuild from the economic crisis and keep local economies strong. Find more information on this program here.
- California Grants Portal:
- The California State Library launched the California Grants Portal website with state-administered grant and loan opportunities offered on a competitive or first-come basis. Individuals, businesses and nonprofits can browse and tailor their grant and loan searches by applicant type, category and timeframe. The website hosts numerous grants and loans in various categories including health and human services, education and more. Explore potential funding opportunities at the California Grants Portal website.
- Disaster Relief Loan Guarantee Program:
- California's Infrastructure and Economic Development Bank (IBank) is issuing loan guarantees of up to 95 percent of the loan through its partner Financial Development Corporations. This program will help lenders and small businesses by providing loan guarantees of up to $1 million for small business owners in declared disaster areas. Find more information here.
- California Capital Access Program:
- The Office of the California State Treasurer is offering a small business loan program with special disaster assistance. Read more on this program here.
- Anaheim Restaurant Safe:
- Update: This program is now closed.
- With a gradual return to indoor dining, Anaheim is helping eligible restaurants by providing free face masks and other protective gear as part of a program known as Restaurant Safe. The Restaurant Safe package is designed to keep customers and employees safe as we all support the economic recovery of Anaheim restaurants. The package includes: 400 disposable masks, 200 disposable gloves, 32 hands sanitizer bottles and one contactless thermometer. Eligible restaurants must be based in Anaheim, licensed by the city and adhere to California's reopening guidelines for restaurants. Find more information here.
- Emergency Small Business Assistance Program:
- Update: This program is now closed.
- Anaheim small businesses and non-profits play an important role in our community and Anaheim Public Utilities wants to help. Apply now through April 30, 2021 for the Emergency Small Business Assistance program. Eligible applicants may receive a $1,000 electric bill credit. Find more information here.
- Businesses must be:
- An Anaheim Public Utilities electric account holder for at least 12 months
- On a small business rate plan
- On a payment plan or current on their electric bill
- Able to demonstrate financial hardship from COVID-19
- Continuing to provide services benefitting the Anaheim community
- Take It Outdoors: Restaurant Relief Grant Program:
- Update: This program is now closed.
- Anaheim Restaurants can get up to $2,000 through our Restaurant Relief Grant Program for current or previous expansion of their outdoor dining space. This could include purchase of shade structures or umbrellas, decor, barricades or even renting tables and chairs. Applications are now open and will be awarded on a first-come, first-served basis, funds are limited. Click here to download the application. Find more information here.
- Update: This program is now closed.
- Anaheim Small Business Relief Grant:
- Update: Applications for this program have now closed.
- The City of Anaheim is accepting applications for the Anaheim Small Business Relief Grant, which is funded through the Orange County Board of Supervisors. Applications are now open and offer $5,000 grants for Anaheim small businesses and nonprofits that have been adversely affected by coronavirus.
- Update: Applications for this program have now closed.
- LISC Small Business Recovery Grant
- This program is no longer accepting applications.
- Local Initiatives Support Corporation (LISC), with support from Verizon, is accepting applications for the LISC Small Business Recovery Grant through Tuesday, February 9 at 8:59 p.m. Grants of up to $10,000 are available for eligible small businesses. Grants can be used for rent, utilities, payroll, outstanding debt to vendors, upgrading technology infrastructure and other immediate operational costs. Find more information on this program here.
- C-19 Recovery Loan:
- CDC Small Business Finance is offering recovery loans up to $250,000 for for-profit California businesses whose operations, revenue, and staffing have been disrupted due to coronavirus, need funding for working capital or inventory, or are fully or partially operational who are in compliance with state and local coronavirus regulatory requirements. These loans are offered at a variable interest rate and 10-year loan term. Find more information here.